:root{--navy:#0b1f4d;--navy2:#13306f;--blue:#1d5fd1;--sky:#e8f0ff;--green:#8cc63f;--ink:#1a2233;--muted:#5a6478;--line:#dfe5f0;--r:14px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:16px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:#fff}
img{max-width:100%;height:auto}a{color:var(--blue)}h1,h2,h3{line-height:1.2;color:var(--navy)}h1{font-size:clamp(1.8rem,5vw,2.9rem);margin:.2em 0 .4em}h2{font-size:clamp(1.35rem,3.2vw,1.9rem)}
.wrap{width:min(1140px,92%);margin:auto}.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:99}
.topbar{background:var(--navy);font-size:.85rem}.topbar .wrap{display:flex;gap:18px;justify-content:flex-end;flex-wrap:wrap;padding:6px 0}.topbar a{color:#cfdcff;text-decoration:none}
.hdr{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line)}.hdr-in{display:flex;align-items:center;justify-content:space-between;padding:10px 0}.brand img{display:block;width:170px;height:auto}
.nav{display:flex;align-items:center;gap:22px}.nav a{color:var(--navy);text-decoration:none;font-weight:600}.nav a[aria-current]{color:var(--blue);box-shadow:inset 0 -2px var(--blue)}
.menu-btn{display:none;background:none;border:0;padding:8px;cursor:pointer}.menu-btn span{display:block;width:24px;height:2px;background:var(--navy);margin:5px 0}
.btn{display:inline-block;background:var(--blue);color:#fff!important;padding:13px 22px;border-radius:999px;font-weight:700;text-decoration:none;border:2px solid var(--blue);cursor:pointer;font-size:1rem}.btn:hover{background:var(--navy2);border-color:var(--navy2)}
.btn-sm{padding:8px 16px}.btn-ghost{background:transparent;color:var(--blue)!important}.btn-ghost:hover{background:var(--sky)}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:18px}
.hero{background:radial-gradient(circle at 85% 20%,#1f4fae 0,transparent 45%),linear-gradient(135deg,#0b1f4d,#13306f);color:#fff;padding:64px 0}.hero h1,.hero .eyebrow{color:#fff}.hero .lead{color:#d6e2ff;font-size:1.15rem;max-width:620px}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.8rem;font-weight:700;color:var(--green)!important}
.hero-in{display:grid;grid-template-columns:1.4fr 1fr;gap:40px;align-items:center}.hero .btn-ghost{color:#fff!important;border-color:#fff}.hero .btn-ghost:hover{background:rgba(255,255,255,.1)}
.hero-art{display:grid;grid-template-columns:1fr 1fr;gap:16px}.big{width:100%;height:110px;padding:26px;border-radius:var(--r);background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.15);color:var(--green)}
.strip{background:var(--sky)}.strip-in{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;padding:18px 0}.strip-in div{display:flex;flex-direction:column}.strip strong{color:var(--navy)}.strip a,.strip span{color:var(--muted);text-decoration:none}
.sec{padding:56px 0}.alt{background:#f5f8fd}.sub{color:var(--muted);max-width:700px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:24px}.card{display:block;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px;text-decoration:none;color:var(--ink);transition:.2s}a.card:hover{border-color:var(--blue);box-shadow:0 10px 28px rgba(11,31,77,.1);transform:translateY(-2px)}
.card h3{margin:.6em 0 .3em}.card p{color:var(--muted);margin:0}.more{display:inline-block;margin-top:12px;color:var(--blue);font-weight:700}.vals{grid-template-columns:repeat(4,1fr)}
.ico{width:44px;height:44px;color:var(--blue);background:var(--sky);border-radius:12px;padding:9px}
.two{display:grid;grid-template-columns:1.2fr 1fr;gap:40px;align-items:start}.box{background:#f5f8fd;border:1px solid var(--line);border-radius:var(--r);padding:24px}.alt .box{background:#fff}.box h2{font-size:1.25rem;margin-top:0}
.checks{list-style:none;padding:0;margin:0}.checks li{padding:7px 0 7px 30px;position:relative}.checks li:before{content:"";position:absolute;left:0;top:11px;width:18px;height:18px;border-radius:50%;background:var(--green) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3'%3E%3Cpath d='M5 12l5 5 9-10'/%3E%3C/svg%3E") center/12px no-repeat}
.note{color:var(--muted);font-style:italic}.link{font-weight:700;text-decoration:none}
.logos{display:grid;grid-template-columns:repeat(5,1fr);gap:14px;margin-top:20px}.logos img{background:#fff;border:1px solid var(--line);border-radius:10px;padding:8px;width:100%;aspect-ratio:3/2;object-fit:contain}
.cta-band{background:linear-gradient(135deg,#13306f,#1d5fd1);color:#fff;padding:48px 0;text-align:center}.cta-band h2{color:#fff}.cta-band p{color:#dbe6ff}.cta-band .actions{justify-content:center}.cta-band .btn{background:#fff;color:var(--navy)!important;border-color:#fff}.cta-band .btn-ghost{background:transparent;color:#fff!important}
.page-hero{background:linear-gradient(135deg,#0b1f4d,#13306f);color:#fff;padding:44px 0}.page-hero h1{color:#fff}.page-hero .lead{color:#d6e2ff;font-size:1.1rem}.page-hero .btn-ghost{color:#fff!important;border-color:#fff}
.crumb{font-size:.85rem;color:#b9c9ee}.crumb a{color:#b9c9ee}.ph-row{display:flex;gap:18px;align-items:center}.ph-ico{width:64px;height:64px;flex:none;background:rgba(255,255,255,.1);color:var(--green)}
.pills{list-style:none;padding:0;display:flex;flex-wrap:wrap;gap:10px}.pills a{display:block;padding:8px 16px;border:1px solid var(--line);border-radius:999px;text-decoration:none;color:var(--navy);font-weight:600}.pills a:hover{border-color:var(--blue)}
.contact-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.ccard{border:1px solid var(--line);border-radius:var(--r);padding:22px;text-decoration:none;color:var(--ink)}.ccard h2{font-size:1.15rem;margin:0 0 .4em}.ccard.wa{background:#e9f9ef;border-color:#9fdcb4}.ccard.wa span{color:#128c3e;font-weight:700}
.form{display:grid;grid-template-columns:1fr 1fr;gap:14px;max-width:760px;margin-top:16px}.form label{display:flex;flex-direction:column;font-weight:600;color:var(--navy);gap:6px}.form .full{grid-column:1/-1}.form input,.form select,.form textarea{font:inherit;padding:11px;border:1px solid #c5cfe0;border-radius:10px}.form button{justify-self:start}
.ftr{background:var(--navy);color:#cfdcff;padding:44px 0 20px;margin-top:0}.ftr a{color:#cfdcff;text-decoration:none}.ftr a:hover{color:#fff}.ftr h2{color:#fff;font-size:1rem}.ftr ul{list-style:none;padding:0;margin:0;line-height:2}
.ftr-grid{display:grid;grid-template-columns:1.2fr 1fr 1.2fr;gap:30px}.ftr-logo{background:#fff;border-radius:10px;padding:8px 12px}.copy{border-top:1px solid rgba(255,255,255,.15);margin-top:26px;padding-top:16px;font-size:.85rem}
.wa-float{position:fixed;right:18px;bottom:18px;z-index:60;display:flex;align-items:center;gap:8px;background:#25d366;color:#fff;text-decoration:none;font-weight:700;padding:12px 18px 12px 14px;border-radius:999px;box-shadow:0 8px 24px rgba(0,0,0,.25)}.wa-float svg{width:28px;height:28px}
@media(max-width:900px){.cards,.vals,.contact-grid{grid-template-columns:1fr 1fr}.hero-in,.two,.ftr-grid{grid-template-columns:1fr}.hero-art{display:none}.logos{grid-template-columns:repeat(3,1fr)}}
@media(max-width:760px){.menu-btn{display:block}.nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;flex-direction:column;align-items:stretch;padding:12px 4%;border-bottom:1px solid var(--line);gap:4px}.nav.open{display:flex}.nav a{padding:10px 0}.nav .btn{text-align:center}.hdr-in{position:relative}.brand img{width:140px}
.cards,.vals,.contact-grid,.strip-in,.form{grid-template-columns:1fr}.logos{grid-template-columns:1fr 1fr}.topbar .wrap{justify-content:center}.wa-float span{display:none}.wa-float{padding:14px}.hero{padding:40px 0}.sec{padding:40px 0}}
.logos .logo-cell{background:#fff;border:1px solid var(--line);border-radius:10px;padding:16px;display:flex;align-items:center;justify-content:center;height:116px}
.logos .logo-cell img{border:0;padding:0;border-radius:0;background:none;aspect-ratio:auto;width:auto;max-width:100%;height:auto;max-height:80px;object-fit:contain}